Holistic Financial Planning
A 12-month service where we develop and implement a comprehensive financial plan to support you in creating the life you desire.
Summary:
Money weaves itself intricately into the tapestry of the human experience. It has the power to guide us back to our true selves, shape how we get to experience the world, or enable us to fulfill our soul’s purpose. Thus, tending to our personal finances is an integral part of life’s journey. Unfortunately, the lack of financial resources, education, or advice can make this journey more challenging and uncomfortable.
If you feel financially disempowered, allow us to be your unwavering guide, safe space, and trusted advisor. We are committed to supporting all your practical financial needs.
In this service, you’ll receive a comprehensive financial plan with ongoing support for a year, with the option to renew annually. Financial abundance is your birthright. Let’s put a plan in place to claim it.
Below is an overview of the planning process and what’s included:
The Process & What Is Included:
TOPICS COVERED IN FINANCIAL PLANNING:
- Establishing Intuitive & Heart-led Financial Goals and Intentions
- Assessing Your Net Worth Statement & Statement of Cash Flow
- Creating a Budget & Debt Repayment Plan
- Education Planning (Education Savings Vehicles, Scholarships & Aid, and Student Loan Analysis)
- Insurance & Risk Management (Are you Over or Under Insured?)
- Investment Review & Strategy
- Tax Planning
- Retirement Planning
- Estate Planning
- Evaluating a Home Purchase (Mortgage Analysis)
- Buy vs. Rent Decisions
- Preparing to Start a Business
- Preparing to Take a Sabbatical
- Preparing to Start or Expand a Family
- Providing Financial Support to Family Members
- Charitable Giving
- Career Planning/Evaluating a Job Offer
- Help Electing/Maximizing Employer Benefits
- Evaluating the ROI of an Investment or Business Opportunity
- Financial Consulting for your Small Business (Assessment of the Business’ Financial Health, including liquidity, profitability, and debt management)
INITIAL PLAN + ONGOING PLANNING
Holistic Financial Planning
2 FINANCIAL PLANNING ONBOARDING SESSIONS
These meetings occur after we’ve completed all the necessary paperwork to get started. Our primary focus during these sessions is getting to know your current financial picture and what your goals and aspirations for the future are. Before these sessions, you’ll also receive a checklist of the financial documentation you need to submit for us to get started on your financial plan. We will go over that + other logistical items to get you onboarded.
2 - 4 FINANCIAL PLANNING-THEMED MEETINGS OVER THE FIRST FEW MONTHS
as we continue to collect and review your financial documents, address questions, and collaboratively start to draft your financial plan.
A HOLISTIC FINANCIAL PLAN DELIVERABLE + REVIEW SESSION
We’ll carefully walk you through your final plan and our recommendations. Your plan will cover all applicable areas of your financial life: net worth, cash flow, budgeting, investing, education savings, insurance, taxes, retirement, estate planning, and more! It also includes an analysis and recommendations to any specific financial question(s) you had.
SUPPORT IN HELPING YOU IMPLEMENT PLAN ACTION ITEMS
You are never doing this work alone.
FINANCIAL PLAN MONITORING MEETINGS
These are periodic check-in meetings where we will review the status of your practical plan and assess if any changes are needed. You will also receive access to implementation help or scenario analysis should your situation change during the year.
ON-DEMAND ACCESS TO SAM FOR ANY FINANCE QUESTIONS THAT COME UP
Throughout this journey, we help educate & empower you in the practical aspects of money. If we are unable to answer your questions, we may refer you to another professional (CPA, Estate Planning Attorney, Insurance Agent, Real Estate Broker, etc.). Our priority is you + making sure your needs are met.
Energy Exchange
For 12-months of Holistic Financial Planning we charge an annual fixed fee that starts at $3,000 (Individuals) and $4,200 (Couples/Families).
This fee is based on the complexity and needs of your situation. 25% of this annual fee is due at the beginning of the engagement. This acts as an initial deposit and is required to secure the work. After the first three months, you have the option to pay the remaining 75% of this annual fee on a monthly or quarterly basis, in advance.
For example, let’s say we begin our work together on August 1st and the annual fee we agreed upon is $3,000. To begin, you pay the initial deposit of $750, which is 25% of the annual fee and covers the first three months of our work together (August to October). After this period, you have the option to pay the remaining 75% of the annual fee on a monthly or quarterly basis over the rest of our time together (November to July). This means you can either pay $250 per month or $750 every quarter, starting on November 1st.
COMMON QUESTIONS
How Often Do We Meet? What Is The Time Commitment?
Initially, we meet approximately 1 to 2 times per month as we create & implement your plan. After that, we meet periodically to monitor your plan or address any new finance questions. Outside of our formal meetings, you are expected to gather information when prompted. On average, anticipate dedicating 5 to 15 hours per month.
What Happens After The First 12-Months?
Before the initial 12-month period ends, we’ll review your contract for another 12-month period. An updated annual fixed-fee is agreed-upon and a new engagement letter is signed in order for services to continue after the first year. The new annual fixed fee is payable monthly or quarterly, in advance, at your discretion. There’s no obligation to renew, but we sincerely hope you will!
Do You Offer Holistic Financial Planning With Wealth Energetics?
Yes! We’re happy to discuss if this is right solution for you! You can learn more about it here.
Ready To Transform Your Financial Life?
SCHEDULE YOUR DISCOVERY CALL TODAY!
We also invite you to check out our FAQ page!