Mini Financial Plan
A mini financial plan is for those just starting their finance journey.
A mini financial plan is designed for individuals or couples just starting on their finance journey who have little to no investments and want a plan focused on budgeting, getting out of debt, and organizing their finances.
Even though it’s not considered comprehensive, a mini financial plan integrates mental, emotional and spiritual modalities into the financial planning process, as described in my approach.
If this sounds like the support you need, keep reading to learn more about my unique process and what’s included!
The Process & What’s Included:
TOPIC AREAS COVERED IN A MINI FINANCIAL PLAN
- Establishing Heart-led Financial Goals and Intentions
- Assessing Your Net Worth and Cash Flow
- Healing Your Credit Score or Building Credit
- Creating a Budget
- Creating a Debt Repayment Plan
- General Financial Education & Literacy
Mini Financial Plan
STEP 1: A WEALTH ENERGETIC ASSESSMENT MEETING
This meeting aims to assess the emotions and energetics behind your current relationship with money, including any blocks or obstacles. This helps guide how to design/structure your mini financial plan.
I take an intuitive and trauma-informed approach to this session. I may incorporate intuitive messages or touch on key aspects of your numerology, astrology or human design related to your finances.
STEP 2: A FINANCIAL ONBOARDING MEETING
Before this session, you’ll receive a checklist of the financial documentation I need to get started on your plan. While we will go over that and other logistical items, time will also be spent defining your heart-led financial intentions and goals and connecting to your future visions.
STEP 3: ONE TO TWO ORGANIZATION MEETINGS
as I continue to collect and review your financial documents, address questions and draft your financial plan.
During the planning process, I’ll assign you additional tasks or homework assignments to help you mentally, emotionally and energetically prime yourself to receive your mini financial plan in the most impactful way.
STEP 4: MINI PLAN DELIVERABLE + REVIEW SESSION
You’ll receive a written PDF document outlining my practical advice and recommendations. We will review your plan together.
Ongoing Planning (Optional Add-On After Plan Is Delivered)
SUPPORT IMPLEMENTING AND MONITORING PLAN ACTION ITEMS
You are never doing this work alone. At least 1x per quarter, I’ll review the status of your practical plan and assess if any changes are needed. On an ad hoc basis, I will perform a scenario analysis should your circumstances change.
WEALTH ENERGETIC CHECK-IN MEETINGS
While your mini plan is in motion, it’s essential that you continue to stay in energetic alignment with it. At least 2x per quarter, I will check-in on your mindset, emotions and energy around money, in case some new obstacles or blocks arise that could affect the success of your plan. I may assign additional homework or exercises to help with further alignment and integration.
ON-DEMAND ACCESS TO ME
for any finance or wealth energetic questions that come up.
If you’d like to receive a Mini Financial Plan, I charge a flat fee of $1,050 (Individuals) and $1,425 (Couples/Families). This fee is payable in three monthly installments of $350 or $475, respectively. Your final plan will be delivered to you within 90 days unless unforeseen circumstances prevent us from meeting that timeline.
After your plan is delivered, you have the option to add ongoing planning support. Ongoing support is an additional flat fee of $300/quarter ($100/month) for Individuals or $450/quarter ($150/month) for Couples/Families. While there is no obligation to purchase ongoing support, I highly recommend purchasing at least one quarter (3 months) of support after your plan is delivered to help you implement and integrate your plan!
How Is This Different From A Holistic Financial Plan?
A mini financial plan is focused on cash flow, budgeting, debt repayment, and building healthy financial habits. A holistic financial plan is more expansive because it also covers:
- Education Planning
- Insurance & Risk Management
- Investment Review & Strategy
- Tax Planning
- Retirement Planning
- Estate Planning
A mini financial plan is designed for those starting on their finance journey. A holistic financial plan is designed for folks further along that journey who have accumulated some wealth, have investments and insurance, tend to be in higher tax brackets, and want to know if they are on track for retirement.
It is possible to start with a mini financial plan and graduate to needing a holistic financial plan later as your needs and circumstances change.
Why Are The First 3-Months Of Work The Most Expensive?
I believe this is the most fair energetic exchange based on the amount of work involved upfront. On average, I spend 15 – 30 hours creating your mini plan. After completing your initial plan, implementation, monitoring and accountability support warrant a lower energetic exchange.
Can I Purchase Ongoing Support On A Month-To-Month Basis?
No. In order for me to best support you practically, mentally, emotionally, and energetically, you must purchase ongoing support in quarterly increments. However, these ongoing planning fees are payable monthly or quarterly.
Why Do You Take An Energetic And Trauma-Informed Approach To Constructing A Mini Financial Plan?
This ensures your plan gets created and delivered in the most optimal way (a way that resonates with you)!
If I ignore the energetics or trauma around money, I have not done my due diligence as a Fiduciary. It’s essential to mentally, emotionally, and energetically attune/orient yourself to implement and integrate your plan with greater ease/less resistance.